Rates & Fees

At DirectDepositLoans.com, we provide a free loan request service that pairs borrowers to reliable lenders providing direct deposit loan. There is absolutely no cost to request. DirectDepositLoans.com is not a lender, and never, under any circumstances, originates loans or accepts loan applications. We take your request form, at no cost to you, and connect your needs to available loans provided by our trusted network of lenders.Think of us as the middleman who connects you to multiple loan products so that you can quickly find a lender that is willing to lend to a customer like you.

When you request for a loan on DirectDepositLoans.com, the Truth in Lending Act requires lenders to disclose all interest rates and fees before you complete the transaction. You, as a borrower, are never required to accept the terms of a loan just because you look over the rates and fees.

DirectDepositLoans.com does not influence the rates and fees that lenders charge to their borrowers. In reality, lenders determine rates based on a number of factors. Many lenders have to adjust their rates to meet the requirements of state law, so customers may not find much variation among the rates charged in their state. It is important to remember that the lender is the one who is charging you fees and interest. DirectDepositLoans.com never influences the process.

The lenders who approve your loan will provide you with a detailed list of all interest charges and fees.  After you review these charges and choose the loan that’s right for you, you will be redirected to the lender’s e-signature page.  Before providing your e-signature, be sure to review the rates and fees again so that you know exactly what the lender will be charging you. DirectDepositLoans.com does not charge any fees to allow you to review lender results, and you are never obligated to accept direct deposit loans just because you review the terms and conditions.

Interest rates and fees will vary depending on the lender. You will find that interest rates for direct deposit loans are higher than interest rates for other loan products.  However, cash advances provide you with two important advantages. First, you don’t need a good credit score when you request for a cash advance through our site. Second, you can receive your cash as soon as the next business day, as opposed to weeks like a traditional loan.

A direct deposit loan is available to many borrowers because it does not require perfect credit.

Just start the request form, and, if approved, you could receive your funds as soon as the next business day!