How It Works

With DirectDepositLoans.com, you can apply for payday loans ranging from $100 to $1,000, without leaving the comfort of your home. After you fill out our short application form, DirectDepositLoans.com will search through our network of lenders, connecting your application to the lender that meet your needs. When you choose the loan that’s right for you, you are directed to an e-signature page. Once you agree to the terms of your lender, you can have the loan funds transferred directly into your bank account.

Your Credit Score Doesn’t Matter.

For direct deposit loans, your paycheck is the only collateral you need. A poor credit history or no credit history will not disqualify you from obtaining the cash advance that you need. Direct deposit loans are specifically designed to make emergency cash available to as many people as possible. For that reason, there are only a few requirements to fulfill in order to qualify for a payday loan:

  • Be a citizen or legal resident of the United States
  • Be at least 18 years of age on the day that you apply
  • Have a bank account in your name
  • Have proof of income, like a Social Security check or a paystub
  • Have a valid telephone number and email address

Quick Online Applications Mean Quick Cash for You

When you submit an application to DirectDepositLoans.com, your application is sent directly to your chosen lender. When lenders receive your complete information, they will supply the interest rates and fees for your loan. You are not obligated to any lender until you provide your e-signature. This means you can review all the terms of your loan, and even compare those terms to other lenders in our network, before you are obligated to do anything. After you have signed a contract, your funds will be deposited directly into your bank account within one business day.

Safety and Security

DirectDepositLoans.com takes multiple steps to protect our customers’ sensitive information. Our security technology will protect your computer from viruses and other malware. Also, our advanced Internet encryption software will ensure that you never have to worry about the security of your personal information. Your personal information will be 100 percent secure from the time you arrive on the site to the time you leave, and beyond.

Repayment is easy and safe with DirectDepositLoans.com. On the day that your loan comes due, the funds are withdrawn from the same bank account number that you provided during the application process. You will not have to bother with writing and mailing checks, or following due dates on your calendar. Your only job is to ensure that you have enough money in your bank account to cover both the cost of the repayment and the rest of your financial needs.

Direct Deposit Loans You Can Trust

At DirectDepositLoans.com, we work to make getting direct deposit loans as simple and pain-free as possible. This means that you don’t have to compile tax returns, W-2s, credit reports and bank statements. If you’ve been with your employer for at least 90 days and can supply proof of income, then you can apply for direct deposit loans.

DirectDepositLoans.com has the cash advance product that’s right for you. Apply today to get the cash you need.